Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Mundell House
by Hyde New Homes Kidbrooke Modern homes with 1, 2 and 3 rooms, long 999 year lease, landscaped open spaces, accessible design, integrated transport links and strong future area potential
The Brick Works
by SixtyBricks Blackhorse Road Modern low rise building with 20 homes, private balconies, garden, play area, bike storage, parking and concierge, close to parks, cafes, schools and gyms
140 Northolt Road
by Guinness Partnership South HarrowModern design, 191 high comfort flats, flexible shared ownership or rental, nearby schools, shops, parks, gyms, hospitals, cafes, transport and airports.
8-10 Greenock Road
by De Vere Partners South Acton Modern 1, 2 and 3 bedroom apartments with private outdoor space, landscaped roof terraces and strong long term investment potential as prices are reduced
Sage
by Sage Homes LeytonNew homes with gardens, play areas, gym access and health hub nearby, plus easy walks to parks, shops, cafes and excellent transport links for daily commuting
SO Resi Westgrove
by Metropolitan Thames Valley Hendon CentralEnergy efficient 1, 2 and 3 bedroom new build apartments from £350,000 with high-spec interiors, private balconies, green spaces and shared ownership options
West Ham Village
by Peabody West HamModern new build with landscaped park, cafés, gyms and shops nearby, long 225 year lease, strong transport links and extensive warranty make it a smart investment
KEWB
by Peabody Gunnersbury Contemporary riverside architecture with green courtyards, heritage features, shared work and leisure spaces, sustainable design and strong long term regeneration potential
Ladywell Park Gardens
by Lewisham Council Ladywell Buy energy efficient 1, 2 and 3 bedroom apartments with flexible layouts, balconies, landscaped gardens, good transport links and strong long term investment value.
New Kent Row
by Southern Housing Group Elephant & CastleModern mixed use blocks with terraces, high quality integrated kitchens and sustainable design, close to schools, parks, shops, gyms, clinics and transport
Aqua Gardens
by Riverside Canning TownModern building with landscaped communal gardens, gym, pool, cinema, concierge and secure access. High quality construction, warranties and green design support long term value
Ferry Island North
by Sage Homes Tottenham HaleNew homes in a modern building with landscaped plazas, secure entry, bike storage and quick links across the city. Close to shops, gyms, parks and wetlands.
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.