Shared Ownership New Build Homes in London
✅ 322 shared ownership developments in London starting from £250,000.✅ Buy a 10% to 75% share with a lower deposit from 116 developers. Start your journey.
Hayes Village
by Barratt London Hayes & HarlingtonModern canalside development with over 1,000 homes, landscaped squares, shared gardens, retail, secure access, lifts and parking, ideal for long term living or renting
Pod Brentford
by NHG Homes BrentfordModern new build completing in Summer 2025 with rooftop terrace, smart design, natural light, green spaces nearby and easy access to transport, schools and parks
Helix
by Hyde New Homes Harlesden Modern development with landscaped gardens, cycle storage, energy efficient design, secure video entry, close to parks, schools, cafes, shops and transport links
Free personalised new build selection
Eastside Quarter
by Bellway Bexleyheath Modern new build set in landscaped gardens, with 1, 2, 3 bedroom homes, balconies, parking, nearby parks, shops, gyms, schools, buses, trains and airports
The Ellington
by Southwark Council Rotherhithe Modern development with high quality finishes, private outdoor spaces, strong transport links, nearby schools, parks, cafes, gyms and long 12 year building warranty
Fount Spring Place
by Southern Housing Group Purley Designed by Proctor and Matthews, this building offers 1 and 2 room Shared Ownership, privacy, natural light, private outdoor space, courtyards secure bike storage.
Watling Gardens
by Brent London Borough Council KilburnModern, energy efficient homes in three new blocks with secure access, landscaped gardens, communal lounge, activity rooms and on site support for independent living
Turner House
by PeabodySpacious 1, 2 and 3 bedroom homes from £350,000 with large windows, private gardens or balconies, eco friendly design and strong long term investment potential
St Olaves
by Peabody Canada Water Contemporary towers with 1, 2 and 3 room homes, private balconies, terraces or gardens, close to parks, schools, gyms, shops, buses and trains
Blackwall Reach
by Nu Living Canary WharfContemporary riverside building with concierge, podium gardens, parking, efficient insulation, underfloor heating, close to parks, schools, gyms, clinics and shops
Sage
by Sage Homes LeytonNew homes with gardens, play areas, gym access and health hub nearby, plus easy walks to parks, shops, cafes and excellent transport links for daily commuting
The Acer Apartments
by Legal & General Affordable Homes White City Modern 1 and 2 bedroom homes with shared ownership, efficient layouts, balconies, landscaped spaces, strong transport links and long term investment potential
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 322 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.