Shared Ownership New Build Homes in London
✅ 338 shared ownership developments in London starting from £160,000.✅ Buy a 10% to 75% share with a lower deposit from 126 developers. Start your journey.
Hayes Village
by Barratt London Hayes & HarlingtonModern canalside development with over 1,000 homes, landscaped squares, shared gardens, retail, secure access, lifts and parking, ideal for long term living or renting
Southmere
by Peabody Abbey WoodModern riverside building with clean design, large windows, private decks, planted squares, 24 hour concierge, bike storage and community spaces near parks and shops
SO Resi Westgrove
by Metropolitan Thames Valley Hendon CentralEnergy efficient 1, 2 and 3 bedroom new build apartments from £350,000 with high-spec interiors, private balconies, green spaces and shared ownership options
Free personalised new build selection
Aqua Gardens
by Riverside Canning TownModern building with landscaped communal gardens, gym, pool, cinema, concierge and secure access. High quality construction, warranties and green design support long term value
Bancroft and Wickford
by Tower Hamlets Council Bethnal GreenContemporary architecture, community workspace, new garden and strong transport links create a functional, connected home base with green space and nearby daily amenities
Merrick Place
by SNG SouthallModern 15 to 23 storey car free development with offices, green spaces, play areas, cycle parking and fast central connections, ideal for long term sustainable living
Thameside West
by Arada Canning Town Stepped building forms preserve sightlines; a 0.6 mi waterfront edge integrates public open waterfront, parks, cycle and pedestrian routes and 1,000+ trees.
Croydon
by London Square West CroydonA 25 storey tower with modern design, landscaped public areas, roof terrace, cinema, coworking and concierge, offering strong investment potential and lifestyle appeal
Nordic Square
by Square Roots Canada WaterNew five storey building with 26 high specification homes, dual aspect layouts, large windows, balconies, cycle storage and service charges including heating and hot water
Fish Island Point
by Peabody StratfordContemporary 1 to 3 bedroom homes in an angular, durable building with landscaped spaces, cycling paths, gyms, cafes, schools and parks all within walking distance
Macfarlane Place
by Peabody White CityModern low rise building with 94 light filled homes, private balconies, shared garden, secure access, bike storage and great links to shops, schools and hospitals
Somerleyton
by Lambeth Council BrixtonLarge scale regeneration project with 379 new homes, green corridor, civic square, gym, shops, bright passage, intergenerational gardens and sustainable design.
Roxwell Road
by Brent London Borough Council UpneyStylish new 1 to 4 bedroom energy efficient homes with landscaped communal gardens, wheelchair friendly access and a reduced price for long term value
Ladywell Park Gardens
by Lewisham Council Ladywell Buy energy efficient 1, 2 and 3 bedroom apartments with flexible layouts, balconies, landscaped gardens, good transport links and strong long term investment value.
Textile
by Newlon Living Wood StreetModern residential building with 1 and 2 bedroom homes, shared ownership options, quality finishes, smart layouts, close to shops, parks, schools and transport.
Fairbank Estate
by Hackney Council Hoxton Six storey red brick homes with shared gardens, public square, shops and eco friendly design, near parks, schools, gyms and fast transport, are a smart long term buy
Cassia
by Newlon Living OakwoodModern development with landscaped public spaces, private outdoor areas, quality wood and tiled finishes, fitted kitchens and good access to shops, parks and transport
Regina Road Estate
by Croydon Council Norwood JunctionEnergy efficient 1, 2 and 3 room homes with modern design, landscaped green spaces and improved facilities, offering long term value with a reduced price
Darwin House
by Westminster Builds PimlicoModern eco friendly build with durable materials, strong insulation and low energy use, near schools, parks, shops, cafes, gyms, clinics and fast transport links
Violet Road
by Imagine Living Bromley-by-Bow Violet Road in Tower Hamlets Located at 102 Violet Road, London E3 3ZN, Violet Road is a new-build Shared Ownership development featuring modern one-, two-, and three-bedroom …
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 338 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.