Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Scrubs Lane
by Fruition Properties Kensal GreenHigh quality mixed use scheme by Stiff Trevillion with 85 new 1, 2 and 3 bedroom homes, community facilities, nursery and strong future regeneration prospects
Darwin House
by Westminster Builds PimlicoModern eco friendly build with durable materials, strong insulation and low energy use, near schools, parks, shops, cafes, gyms, clinics and fast transport links
Croydon
by London Square West Croydon A 25 storey tower with modern design, landscaped public areas, roof terrace, cinema, coworking and concierge, offering strong investment potential and lifestyle appeal
Kingston County Hall
by London Square KingstonGrade II listed architecture, restored stone exterior, modern energy systems, gardens, courtyards, bike storage and electric charging create a sustainable long term home
Ladywell Park Gardens
by Lewisham Council Ladywell Buy energy efficient 1, 2 and 3 bedroom apartments with flexible layouts, balconies, landscaped gardens, good transport links and strong long term investment value.
Southernwood Retail Park
by DTZ Investors South Bermondsey New build 1 to 4 room apartments with integrated retail, gyms, parks and schools nearby, strong transport links and a reduced price per square foot for buyers
35A Commercial Road
by Gamuda Berhad Aldgate EastHigh rise new build with 1 to 4 bedroom apartments, private balconies, 35 percent affordable homes, car free living, green roofs and low energy sustainable design.
Smiths Farm
by SNG Northolt Affordable homes-led 220-unit scheme in seven blocks, four to seven storeys; 110 social rent, 110 shared ownership, 1,2,3,4 bedroom options, restored farmhouse cafe.
Laney House
by NHG Homes New build with modern design, strong construction, natural light, shared facilities and parking, efficient layouts and lasting quality, ideal long term purchase
Sage
by Sage Homes LeytonNew homes with gardens, play areas, gym access and health hub nearby, plus easy walks to parks, shops, cafes and excellent transport links for daily commuting
Aqua Gardens
by Riverside Canning TownModern building with landscaped communal gardens, gym, pool, cinema, concierge and secure access. High quality construction, warranties and green design support long term value
Wireless Apartments
by Dunmoore Isleworth Modern residential building with durable materials, natural light, open plan layouts and efficient space, ideal for long term living and structured property investment
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.