Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Devonshire Place
by Regal London Queens Road PeckhamMixed use scheme with student beds, 200 discounted homes, green spaces, community hub, jobs and future transport upgrade, designed for long term sustainable living
Meridian One
by Countryside Homes Enfield TownModern new build with parks, cafes, co working spaces and gyms nearby, fast links across the city and long term council backed regeneration for secure investment
Crown Wharf
by Barratt London Star LaneRiverside new build with 1, 2 and 3 bedroom homes, modern design, concierge, gardens, parking, cafes, gyms, schools and parks all within easy walking distance
The Restorey
by SNG HarlesdenEco friendly low energy homes with wildflower roofs, solar panels and air source heat pumps, around a landscaped square that promotes community and healthy living
Fairbank Estate
by Hackney Council Hoxton Six storey red brick homes with shared gardens, public square, shops and eco friendly design, near parks, schools, gyms and fast transport, are a smart long term buy
St Olaves
by Peabody Canada Water Contemporary towers with 1, 2 and 3 room homes, private balconies, terraces or gardens, close to parks, schools, gyms, shops, buses and trains
The Perfume Factory
by Telford Homes North ActonModern high specification homes in a redeveloped area, with excellent transport links, green spaces, shops and cafes nearby, offer a smart long term property choice
The Pensmith
by Southwark Council Peckham RyeModern new build with landscaped gardens, roof terrace and light filled homes with 1, 2 and 3 rooms, near cafes, schools, gyms, shops and fast transport links
Blackheath Business Centre
by Hexagon Housing Association LewishamNew purpose-built development in London, close to cafes, primary schools, supermarkets, parks, gyms and hospitals. Strong local links and clear investment appeal....
Southmere
by Peabody Abbey Wood Modern riverside building with clean design, large windows, private decks, planted squares, 24 hour concierge, bike storage and community spaces near parks and shops
Argenta
by Guinness Partnership West Silvertown Modern new build with shared ownership, green spaces, fitness nearby, good schools, cafes and shops within walking distance, plus strong long term growth potential
Duology
by Clarion Housing West EalingModern regeneration with tree lined streets, landscaped courtyards, play areas, community centre and wellness access, offering 1, 2 and 3 bedroom homes
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.