Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
140 Northolt Road
by Guinness Partnership South HarrowModern design, 191 high comfort flats, flexible shared ownership or rental, nearby schools, shops, parks, gyms, hospitals, cafes, transport and airports.
Regina Road Estate
by Croydon Council Norwood JunctionEnergy efficient 1, 2 and 3 room homes with modern design, landscaped green spaces and improved facilities, offering long term value with a reduced price
The Acer Apartments
by Legal & General Affordable Homes White City Modern 1 and 2 bedroom homes with shared ownership, efficient layouts, balconies, landscaped spaces, strong transport links and long term investment potential
Edgware Parade
by Network Homes EdgwareModern four to sixteen storey blocks with green spaces, shared ownership, good transport links, shops, cafes, gyms, schools, hospital and parks all nearby
The Ellington
by Southwark Council Rotherhithe Modern development with high quality finishes, private outdoor spaces, strong transport links, nearby schools, parks, cafes, gyms and long 12 year building warranty
Sage Point
by PA Housing Woolwich DockyardModern seven storey riverside building with landscaped gardens, bike storage, video entry and efficient heating, close to cafes, schools, gyms, parks and transport
Granville Gardens
by One Housing Group Golders Green Modern low rise homes with 1 to 4 bedrooms, large windows, private outdoor spaces and landscaped communal gardens offer secure, bright and well designed city living
Saxon Wharf Norman Road
by Notting Hill Genesis Sales GreenwichSustainable 1, 2 and 3 room homes in a heritage inspired development by acclaimed architects, with gyms, parks, schools and shops all within walking distance
Central Middlesex Hospital
by SNG Harlesden Shared ownership 1, 2 and 3 bedroom homes with modern layouts, landscaped communal gardens, good transport links and reduced purchase costs for long-term living
Fulham Quarter
by Hammersmith & Fulham Council Fulham BroadwayModern seven storey energy saving building with 134 homes, Passivhaus Classic standard, landscaped gardens, balconies and shared spaces, ideal long term investment
79-85 Mare Street
by Konebat London FieldsModern mixed use building with 4 and 6 storey sections, basement and 3 commercial units, offering thoughtful layouts and a vibrant, well connected urban setting
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.