Mortgage Available New Build Homes in London
✅ 1415 new developments in London with mortgage options starting from £239,996.✅ Discover residential, green, and low-deposit schemes from 489 developers. Enquire now.
The Eight Gardens
by Berkeley Group WatfordModern development with landscaped gardens, art installations, gym, concierge, business lounge, screening room and eco features like rainwater harvesting and urban farming
Britannia Lofts
by Danescroft Old Street Warehouse-style new build with bronzed Crittall windows, 3.04 metre ceilings, abundant daylight, private terraces, refined finishes and 1, 2 and 3 bedroom layouts...
Ferdinand Apartments
by Luxgrove Capital Partners Chalk FarmModern building with 9 light filled homes, private outdoor spaces, car free design, energy saving features, secure access and strong long term investment potential
Clubhouse Residences
by Luxgrove Homes West EalingBoutique development of 4 and 5 bedroom family houses with high specification interiors, private landscaped gardens and excellent connectivity for long term value
Bridgewater Road
by Not yet determined Alperton Modern homes with premium finishes, landscaped open spaces, pocket parks, podium gardens, community center, shops, gym and great transport links nearby
Westminster Tower
by London Square VauxhallModern riverfront high rise with 28 luxury homes, timeless British design, wellness amenities, five star concierge and stunning uninterrupted river and landmark views
One East Point
by Gaw Capital UK Canary Wharf New 20 storey building with health club, gym, concierge, coworking areas, roof terraces and gardens, close to parks, shops, cafes, schools and medical centres
Canonbury Corner
by Islington Council Highbury & Islington New boutique building with 1, 2, 3 bedroom homes, bright full height windows, balconies, secure fob entry, parking, green design and social shared areas
Junction West
by Clarion Housing Southall Modern sustainable homes with landscaped courtyards, green spaces, cycle storage and car club access, energy saving features and convenient links across the capital
Botanical Place
by Retirement Villages West ByfleetNet zero later living hub with 8 floors, 196 homes above shops, square, gym, wellness centre, cinema and library, all daily needs within a short walk
Hollyoak House Loughton
by Aitch Group Loughton Elegant new retirement building with 29 one and two bedroom homes, landscaped gardens, club lounge, secure gated parking, lift, house manager and modern security.
Ashfield Road
by Luxgrove Homes Acton Central Modern ground floor building with private landscaped garden, herringbone flooring, underfloor heating, bespoke kitchen and quiet setting, ideal long term purchase
Mortgage Available New Build Homes in London
Most new build homes in London are available for purchase via standard residential mortgages. Buying a new property often comes with specific financial advantages, such as Green Mortgages. These products reward the high energy efficiency of modern builds with lower interest rates. Many developers also offer mortgage contribution incentives, directly reducing your monthly outgoings during the initial years of ownership.
There are currently 1415 new build developments in London compatible with residential mortgage products. From apartments eligible for low-deposit schemes to larger family homes, modern developments provide a wide range of options. Using a specialist new build mortgage broker is recommended to navigate builder deadlines and secure the best available rates.
FAQ: Mortgage Available New Build Homes in London
The application process is similar, but new build mortgage offers often have shorter validity periods to align with construction timelines. It is important to work with a lender who understands the specific requirements of off-plan purchases and developer deadlines.
Yes. Many new build developments in London are eligible for 5% deposit mortgage products, including various developer-backed and government schemes. These are designed to help first-time buyers and those with limited capital get onto the property ladder.
A Green Mortgage is a specialized loan for energy-efficient properties, typically those with an EPC rating of A or B. Since most new builds meet these high standards, buyers can often access lower interest rates or cashback incentives compared to standard mortgage products.