Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Barking Riverside
by L&Q Becontree Large riverside development with new station, schools, healthcare, shops, cafés, parks, sports facilities and rich wildlife, designed as a healthy, connected community
Ferry Island North
by Sage Homes Tottenham HaleNew homes in a modern building with landscaped plazas, secure entry, bike storage and quick links across the city. Close to shops, gyms, parks and wetlands.
Willett Road
by Hexagon Housing Association Thornton Heath A 30-unit new building facing a central pond, paired with a finished neighbour for cohesive design, near town centre amenities, with delivery set for October 2025.
Lea Bridge Gasworks
by St William (Berkeley Group) ClaptonModern homes in a landmark setting, with landscaped gardens, health centre, nursery and green links, ideal for families, professionals and first time buyers
Trinity House
by Abbey New Homes Stonebridge ParkModern building with durable masonry walls, insulated concrete slabs and acoustic floors, offering 1, 2 and 3 bedroom layouts, quality finishes and strong investment appeal
Atlip Gardens
by Not yet determined AlpertonModern mixed use landmark with up to 29 floors, 464 homes, co living units, workspaces, gardens, play areas, eco design, job creation and better walking routes
Laurelwood
by PA Housing New brick and stone homes with landscaped grounds, cycle paths, parking and energy efficient design, close to cafes, shops, gyms, parks, schools and airports
KEWB
by Peabody Gunnersbury Contemporary riverside architecture with green courtyards, heritage features, shared work and leisure spaces, sustainable design and strong long term regeneration potential
Lightmakers
by Barratt London BellinghamModern riverside homes with studio, 1, 2 and 3 bedroom options, efficient design, green spaces, nearby schools, shops, medical care, gyms, parks and fast transport links
313-349 Ilderton Road
by Aitch Group South BermondseyModern 11 to 15 storey redevelopment with increased affordable homes, 250 student units, enhanced commercial space and upgraded public realm for long term value
Swandon Gardens
by PA Housing Wandsworth TownModern building with landscaped courtyards, shared outdoor areas, gyms, cafes, shops and parks nearby, plus fast city connections and secure video entry access
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.