Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
City Angel
by Peabody AngelNew 1 room home with modern design, energy efficient build, landscaped spaces, close to parks, shops, gyms, schools and fast transport links
Vertex Edge
by PA Housing Clapham Junction Modern development with secure entry, lifts, bicycle storage and some private outdoor spaces, near parks, gyms, schools, cafes, shops and main transport links
The Riverside Approach
by BY Development Limited ColindaleMixed use homes with studios, 1, 2 and 3 bedroom layouts, modern design, green space, library, co working, cafes, shops, car free planning and secure cycle storage
Wingspan Walk
by Haringey Council Bruce Grove Energy efficient 1 to 3 bedroom homes with Passivhaus design, green spaces, outdoor gym nearby and strong long term value as prices are now reduced
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Hanwell Square
by Higgins Homes HanwellModern new build with gym, concierge, landscaped gardens and roof terraces, close to parks, schools, cafes and transport links, ideal for long term living
Woolwich Reach
by Notting Hill Genesis Sales Royal Victoria Modern riverside building with landscaped gardens, large windows, terraces and courtyards, close to parks, schools, shops, gyms, health centres and airport
Riverside West
by BexleyCo Homes ErithModern riverside building with roof terraces, concierge, gyms and parks nearby, fast links to central city, strong regeneration and long term investment potential
Crescent Gardens
by Latimer East CroydonContemporary building with landscaped gardens, green courtyards and car free routes, close to shops, gyms, cafes, parks, schools, medical centres and an airport
New Kent Row
by Southern Housing Group Elephant & CastleModern mixed use blocks with terraces, high quality integrated kitchens and sustainable design, close to schools, parks, shops, gyms, clinics and transport
Alperton Yard
by Telford Homes Alperton Mixed use towers up to 28 floors with shops, cafes, gym and outdoor spaces. Strong transport links and long lasting build quality support long term living
SO Resi Peckham
by Metropolitan Thames Valley Queens Road PeckhamStylish new 1, 2 and 3 bedroom apartments from just 445000 with shared ownership, quality finishes, balconies, green space, gyms, schools and cafés nearby
White Horse Chadwell Heath
by Oakwood Real Estate Chadwell Heath Bright 1 to 3 bedroom homes with modern design, shops below, strong transport links and regeneration potential, offering value now and likely price growth later
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.