Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Maker’s Yard
by Riverside Canning Town Modern energy conscious building with secure access, landscaped communal areas, gyms, cafes, parks, schools and supermarkets all within a short walking distance
Achilles Street Estate
by Lewisham Council New Cross Gate Spacious new 1, 2 and 3 bedroom energy efficient flats with balconies, gardens, shops and play areas, in a regenerating area with strong future value potential
Junction West
by Clarion Housing Southall Modern sustainable homes with landscaped courtyards, green spaces, cycle storage and car club access, energy saving features and convenient links across the capital
Goldfinch Point
by Anchor Stamford HillContemporary architecture with secure entry, landscaped gardens, play areas, green spaces nearby and strong transport links makes this new build a sound long term purchase
East River Wharf
by Legal & General Affordable Homes West SilvertownModern riverside new build with landscaped gardens, cycle storage and sustainable design, close to cafes, parks, gyms, schools and medical services
Wimbourne Street at Hoxton West
by Hackney Council Old StreetModern 59 unit scheme with landscaped communal areas, new play spaces and commercial units, replacing rundown garages with high quality contemporary homes
Citadel Place
by CLS Holdings Vauxhall Mixed use new homes with modern standards, step free access, strong future potential and reduced prices, close to parks, schools, gyms, cafes and transport links
Merrick Place
by SNG SouthallModern 15 to 23 storey car free development with offices, green spaces, play areas, cycle parking and fast central connections, ideal for long term sustainable living
Camley Street
by Ballymore Camden RoadSustainable mixed use new build with bold architecture, green spaces, business and innovation space, schools, gyms, shops and parks all within easy walking distance
Dagenham Green
by Berkeley Group Dagenham Heathway Large scale regeneration with 1, 2 and 3 bedroom homes, new public realm, green spaces, school, shops and strong transport links offers long term growth potential
The Brick Works
by SixtyBricks Blackhorse Road Modern low rise building with 20 homes, private balconies, garden, play area, bike storage, parking and concierge, close to parks, cafes, schools and gyms
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.