Property in: LONDON
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Mortgage Available New Build Homes in London

✅ 1415 new developments in London with mortgage options starting from £239,996.
✅ Discover residential, green, and low-deposit schemes from 489 developers. Enquire now.
The Lock (at Greenford Quay)

The Lock (at Greenford Quay)

by Telford Homes Greenford
1 • 2 beds
Ready to move
Modern canalside building with gym, workspaces, gardens and secure entry, near schools, parks, supermarkets and cafes, ideal for 1, 2 and 3 room home buyers
Price from£355,000
24-32 Queen's Mews

24-32 Queen's Mews

by GMS Estates Bayswater
1 beds
1Q/2027

Modern mixed use redevelopment with high quality design, ground floor offices and nine upper level homes, cycle storage, waste facilities and basement plant room

Price on request
Duology

Duology

by Clarion Housing West Ealing
1 • 3 • 2 beds
1Q/2028

Modern regeneration with tree lined streets, landscaped courtyards, play areas, community centre and wellness access, offering 1, 2 and 3 bedroom homes

Price on request
428 Strand

428 Strand

by Not yet determined Charing Cross
Studio • 1 beds
4Q/2026

Edwardian style building with landscaped green roof, historic façade and modern design, near cafes, shops, parks, gyms, schools, hospitals and transport links

Price on request
Highcross

Highcross

by Latimer West Croydon
1 • 2 • 3 beds
Ready to move

Modern one, two and three bedroom homes with stylish design, underfloor heating, smart bathrooms, plentiful storage and excellent transport, shops and schools nearby

Price from£352,500
Fitzjohn's

Fitzjohn's

by Pegasus Life Hampstead Heath
1 • 2 • 3 beds
Ready to move
Elegant new stone building with concierge, spa suite, private lounge, secure underground parking and landscaped courtyard, offering refined calm and long term value
Price from£2,150,000
White Horse Chadwell Heath

White Horse Chadwell Heath

by Oakwood Real Estate Chadwell Heath
1 • 2 • 3 beds
2Q/2026
Bright 1 to 3 bedroom homes with modern design, shops below, strong transport links and regeneration potential, offering value now and likely price growth later
Price on request
13 Brannan Street

13 Brannan Street

by Canary Wharf Group Canary Wharf
1 • 2 • 3 beds
1Q/2027

New build 1, 2 and 3 bedroom homes with affordable prices, efficient layouts, family friendly play areas, green spaces, retail and community facilities on site.

Price on request
Wandsworth Road

Wandsworth Road

by Not yet determined Wandsworth Road
1 beds
Ready to move
Converted Victorian facade modern 3-storey block with ample natural light, efficient circulation and shared freehold. Close to riverside leisure and major transport.
Price from£395,000
Sunside Court

Sunside Court

by Inland Homes
2 beds
Ready to move
Modern low-density 5-unit building with apportioned parking, a brand new lease and 10 year warranty, landscaped grounds, abundant light and direct transport links.
Price from£700,000
Leegate Shopping Centre

Leegate Shopping Centre

by London Square Lee
1 • 2 • 3 beds
2029 – 2030

Mixed use scheme with homes, supermarket, public house, restaurant, clinical space, green areas, play spaces, secure cycle storage and car club for sustainable living

Price on request
The Lanes

The Lanes

by Barratt London Tooting Bec
1 • 2 • 3 beds
2Q/2027

Modern 1, 2 and 3 bedroom homes in a green setting with new parkland, on site supermarket, gym and cafe, plus excellent links and everyday services nearby

Price from£399,000

Mortgage Available New Build Homes in London

Most new build homes in London are available for purchase via standard residential mortgages. Buying a new property often comes with specific financial advantages, such as Green Mortgages. These products reward the high energy efficiency of modern builds with lower interest rates. Many developers also offer mortgage contribution incentives, directly reducing your monthly outgoings during the initial years of ownership.

There are currently 1415 new build developments in London compatible with residential mortgage products. From apartments eligible for low-deposit schemes to larger family homes, modern developments provide a wide range of options. Using a specialist new build mortgage broker is recommended to navigate builder deadlines and secure the best available rates.


FAQ: Mortgage Available New Build Homes in London

Are mortgages for new builds different from older homes?

The application process is similar, but new build mortgage offers often have shorter validity periods to align with construction timelines. It is important to work with a lender who understands the specific requirements of off-plan purchases and developer deadlines.

Can I get a mortgage on a new build with a 5% deposit?

Yes. Many new build developments in London are eligible for 5% deposit mortgage products, including various developer-backed and government schemes. These are designed to help first-time buyers and those with limited capital get onto the property ladder.

What is a Green Mortgage for a new build?

A Green Mortgage is a specialized loan for energy-efficient properties, typically those with an EPC rating of A or B. Since most new builds meet these high standards, buyers can often access lower interest rates or cashback incentives compared to standard mortgage products.

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