Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
1-4 Capital Interchange Way
by Telford Homes GunnersburyMixed use new build with 420 homes, strong focus on affordable options, modern design, leisure, schools, shops and fitness all a short walk away
Dominion
by Newlon Living Blackhorse Road Modern six floor home building with only 48 units, private outdoor spaces, natural light design, calm interiors and quick access to shops, schools and parks
City Angel
by Peabody AngelNew 1 room home with modern design, energy efficient build, landscaped spaces, close to parks, shops, gyms, schools and fast transport links
The Hyde Electrical Works
by Casa Bella Developments Ltd HendonContemporary 3 to 17 storey scheme with landscaped shared spaces, cycle and car parking, commercial units and easy access to shops, cafes, gyms and parks
8-10 Greenock Road
by De Vere Partners South Acton Modern 1, 2 and 3 bedroom apartments with private outdoor space, landscaped roof terraces and strong long term investment potential as prices are reduced
Saxon Wharf Norman Road
by Notting Hill Genesis Sales GreenwichSustainable 1, 2 and 3 room homes in a heritage inspired development by acclaimed architects, with gyms, parks, schools and shops all within walking distance
Odyssey Square
by PA Housing Purley Oaks Modern new build with elevator, secure bicycle storage and landscaped courtyard, near parks, schools, gyms, cafes, shops, medical centres and fast transport links
High Barnet Place
by Places for London New BarnetNew eco friendly 1, 2 and 3 bedroom homes with energy efficient systems, landscaped communal spaces and improved access, now available at a reduced price
Higgs Yard
by Peabody Loughborough Junction Modern new build with 1, 2 and 3 bedroom homes, energy efficient materials, neutral high quality finishes, nearby parks, schools, gyms and convenient transport links
SO Resi Canning Town
by Metropolitan Thames Valley Canning Town Modern 1, 2, 3 room homes in a master planned area with green spaces, shops and fast links, offering quality, convenience and long term investment potential
West Ham Village
by Peabody West HamModern new build with landscaped park, cafés, gyms and shops nearby, long 225 year lease, strong transport links and extensive warranty make it a smart investment
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.