Shared Ownership New Build Homes in London
✅ 314 shared ownership new build homes in London from £250,000.✅ Buy a 10% to 75% share with lower deposit across 314 developments. Start your journey.
Nexus phase 3
by Newlon Living Ponders EndModern design-led building with private outdoor spaces, landscaped gardens, secure storage, electric car charging and excellent transport, parks and shops nearby
3 Gallions Close
by Inland Homes Barkingside New build homes with 1, 2 and 3 bedroom layouts, landscaped podium garden, pocket park, play areas and improved access, with the price of the apartment reduced
Highcross
by Latimer West CroydonModern one, two and three bedroom homes with stylish design, underfloor heating, smart bathrooms, plentiful storage and excellent transport, shops and schools nearby
3-30 Cedar Way
by Camden Caledonian Road & BarnsburyStudios and 1-3 bedroom homes with modern design, strong transport links, parks nearby and high rental demand, offering long-term growth and lower purchase costs.
25 The Bishops Avenue
by Sheen Lane East FinchleyBoutique building with only 8 homes, gated entrance, underground parking, 24 hour concierge, long lease, premium finishes and strong lifestyle appeal nearby
Leon House
by Pocket Living Woolwich ArsenalModern 48 home development with shared roof terrace, ground level communal space and secure bike storage, ideal for first time buyers seeking community living
Lewisham Shopping Centre
by Thornsett Group WimbledonA human focused mixed use hub with green spaces, walkable streets, workspaces, schools, healthcare and cultural venues offers strong long term investment potential
Twyford Park
by Latimer Hanger LaneLow rise homes with 1, 2 and 3 bedrooms, private outdoor space, courtyards and a large new public park with trees, play areas and restored historic grounds
New Mansion Square
by Battersea Power Station Development Company Battersea Power Station Modern 18 storey building with 386 homes, concierge, gardens and roof terrace, practical layouts and strong transport links, ideal for long term secure living
Higgs Yard
by Peabody Loughborough Junction Modern new build with 1, 2 and 3 bedroom homes, energy efficient materials, neutral high quality finishes, nearby parks, schools, gyms and convenient transport links
Film Square
by Waltham Forest Wood StreetModern building with secure shared areas, gardens, games pitch and play zones, near cafes, shops, gyms, parks and schools, ideal for families and investors
Millstream Tower
by Newlon Living Tottenham Hale Modern ready built tower with durable design, large windows, roof terrace, secure entry, gardens and nearby schools, shops, gyms, parks and medical centres
Shared Ownership New Build Homes in London
Shared Ownership is a government-backed scheme designed to help people get onto the London property ladder with a significantly smaller deposit. You purchase a share of a new build home (typically between 10% and 75% of its value) and pay a subsidized rent on the remaining portion to a housing association. This approach lowers the initial financial barrier, making homeownership accessible in areas where buying outright might be out of reach.
There are currently 314 shared ownership developments across London. The scheme is primarily open to first-time buyers and those who do not currently own a home, provided their household income is below £90,000. Over time, you have the option to increase your ownership stake through a process known as staircasing, eventually leading to full 100% ownership of your home.
FAQ: Shared Ownership New Build Homes in London
You buy a percentage of the home and pay rent on the rest. Because you are only financing a portion of the property, your mortgage and deposit are much smaller than if you were buying 100%. You still have all the rights and responsibilities of a homeowner, including the ability to decorate and live in the property as your own.
Eligibility is based on household income, which must be £90,000 or less per year in London. You must also be a first-time buyer, or someone who previously owned a home but cannot afford to buy one now. The property you are buying must be your only residence, and you must be able to demonstrate you can afford the monthly costs.
Staircasing is the process of buying additional shares in your property after you have moved in. As your financial situation improves, you can increase your stake (e.g., from 25% to 50%). The cost of the new shares is based on the market value of the property at the time you decide to staircase. Once you reach 100% ownership, you stop paying rent entirely.